From May to August, teen drivers are at the higher risk for car accidents. Precautions for teen driving should always be taken seriously. Here are some driving tips, facts and discounts for teen drivers that you can review and keep in mind:
The Facts
- Car crashes are the #1 cause of death for ages 15-19.
- The more passengers in a vehicle (whether it be family members or other teens) increases the risk for a car crash.
- Teens have the lowest rate of seat belt use.
- The prefrontal cortex (the part of the brain that assesses risk and danger) does not fully develop until a person reaches their mid 20’s.
For more facts, please go to https://www.dosomething.org/us/facts/11-facts-about-teen-driving
The Tips
- Try to avoid night time driving. More car crashes occur at night.
- Parents should know the amount of the driving experience of those who are driving their teen.
- Avoid letting teens drive high-performance vehicles or older model vehicles that lack improved safety technologies.
- Do not use any mobile devices while driving.
- Never drink and drive.
For more tips, please visit https://www.dmv.org/insurance/safe-driving-tips-for-teenage-drivers.php
Discounts that May be Applied to your Auto Policy*
- If your teen has a 3.0 or higher GPA, they may qualify for the Good Student Discount.
- If your teen is away at college, then the Distant Student can be applicable.
- For MAPFRE customers, signing your teen driver up for TeenSmart and/or DriveAdvisor can save you up to a couple of hundred dollars.
For more discounts, please read more on https://www.dmv.org/insurance/how-to-save-money-on-teen-car-insurance.php
* NOTE: Please check with Troy Insurance to confirm that your insurance carrier offers these discount.
We hope these driving tips, facts and discounts for teen drivers were helpful to you and your teen driver. Please do not hesitate to contact Troy Insurance with any questions or concerns regarding any discounts.
