Life & Travel Insurance

Protect your family and travel investment from the unexpected.

Products offered

Term Life | Long-Term Care | Disability | Travel Medical | Trip Interruption

Life Insurance

Protects your beneficiaries in the event of death.

There are two basic types:

  • Term Life, which is good for only a specific period of time such as 10, 20 or 30 years. Premiums remain the same during the life of the term.
  • Whole Life which is “permanent” insurance that also includes a buildup of value in cash in addition to your death benefit. You can borrow against your cash value. You can even take out some of that cash value, but your death benefit will be reduced.
  • Long Term Care & Disability Insurance is also available.

Travel Insurance

Provides medical and trip cancellation & interruption.

  • Travel Medical Insurance
    • Protects you in the event of an illness or injury when you are traveling outside your home country. These plans provide individual, family and group coverage anywhere from five days up to three years.
    • Travel medical insurance available for adventure sports enthusiasts.
  • Trip Cancellation & Interruption
    • These plans provide coverage for medical expenses, financial losses – such as money invested in non-refundable pre-payments – and other losses incurred while traveling.
    • Plans are issued to cover the duration of the trip that the traveler books. These plans are fitting for cruise travel, student travel, adventure travel and international travel.
    • Emergency Travel Assistance Services including lost passport/travel documents assistance, lost luggage assistance, emergency cash transfer, emergency prescription replacement, emergency message relay, emergency travel arrangements.

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